Personal Savings

If you are looking for the perfect bank in the mid-shore area to save up those hard-earned dollars, check out the variety of saving account options we have at Provident State Bank. We have the perfect accounts to turn those funds into interest that you can cash in on when you need it most. We can take your savings to the next level here at PSB, allowing you the kind of budget that you have always wanted for you and your family. 


Regular Savings Minor Savings Money Market Christmas Club CDs IRAs
Overview Maintain a $25 balance to earn interest and avoid a monthly service charge. Encourage your minor to learn to save with an interest bearing account with No minimum balance requirement Maintain a daily minimum balance of $1,000 or more to earn interest and avoid a service charge. Tiered interest rates are offered Interest Bearing account to help you save for the holidays. Funds will be disbursed on or about October 10th Pays interest on your investment for a fixed period of time. Penalties may apply for early withdrawal Save for the future by investing your retirement.
Minimum Opening Deposit $25 $1 $1000 $1 $1000 $100
Minimum Daily Balance to avoid monthly service charge $25 N/A $1000 N/A N/A N/A
Monthly Service Charge $5 None $10 None N/A N/A
Additional Deposits Yes Yes Yes Yes No Yes
Check Writing Ability No No Limited No No No
Withdrawal Limits Limited Limited Limited No No No
ATM Card Yes Yes Yes No No No
Visa® Check Card No No Yes No No No
Free Online Banking Yes Yes Yes Yes Yes Yes
Free E-Statements Yes Yes Yes Yes No Yes
Term No No No No 8 days - 60 months 8 days - 60 months