Popular Loan Programs

Fixed Rate Mortgages

We offer many fixed rate loan programs with terms to fit your needs and loan amounts up to $1.5 million dollars. Our Fixed Rate programs offer the stablity of constant principle and interest payments, making it easier to manage a family budget. We offer Conventional, FHA, USDA and VA loans. Our knowledgeable Loan Advisors are happy to explain all of the available products and help you choose the one that is best for your needs and qualifications .


Adjustable Rate Mortgages

Adjustable rate mortgages (ARMs) typically offer a low, initial rate that may change over time. Hybrid ARMs offer a fixed period followed by a yearly adjustment to the interest rate. The hybrid ARM program is a great alternative to the standard fixed rate loan program, offering lower monthly payments during the initial term and is ideal for buyers planning to keep their loan for a shorter period of time.


Construction to Permanent One Time Close Mortgages

Adjustable rate mortgages (ARMs) typically offer a low, initial rate that may change over time. Hybrid ARMs offer a fixed period followed by a yearly adjustment to the interest rate. The hybrid ARM program is a great alternative to the standard fixed rate loan program, offering lower monthly payments during the initial term and is ideal for buyers planning to keep their loan for a shorter period of time.

 

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PSB Mortgage, a division of Provident State Bank, Inc.
10045 Red Run Blvd., Suite 390 Owings Mills, Md. 21117
ORG ID NMLS#439848