Checking Accounts

Is your business looking to make transferring funds and budgeting easier, look now farther than your friends at Provident State Bank. We are always eager to help take your business to the next level. By maintaining a minimum daily balance in your checking account, you can keep your spendable assets in a Provident State Bank checking account that will help accelerate your business. 

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Small Business Online Business Online Checking Commercial Analysis Checking Non-Profit Checking
Overview Maintain a daily balance of $500.00 with less than 200 items per statement cycle to avoid a monthly fee Maintain a daily balance of $2500.00 with less than 300 items per statement cycle to avoid a monthly fee Businesses maintaining higher account activity levels can offset fees with an account earning credit All monthly maintenance service charges are waived for non-profit accounts
Minimum Opening Deposit $25 $25 $500 $25
Minimum Daily Balance to avoid monthly service charge $500 $2500 N/A N/A
Service Charge $10/month $15/month $10/month N/A
Visa® Business Card/ATM card Yes Yes Yes Yes
Checks Yes Yes Yes Yes
Free Online Banking Yes Yes Yes Yes
Free Online Bill Pay Yes Yes Yes Yes
Free E-Statements Yes Yes Yes Yes
Learn More  Small Business Online Business Online Checking Commercial Analysis Checking Non-Profit Checking

 

Interest Bearing Accounts Business Elite Checking Business Interest Checking Business Money Market
Overview Maintain a daily balance of $125,000.00 with less than 100 items per statement cycle to avoid a monthly fee Maintain a daily minimum balance of $1,000.00 or more to earn interest and avoid a service charge. Maintain a daily balance of $1,000 or more to earn interest and avoid a service charge. 
Minimum Opening Deposit $125,000 $1,000 $1,000
Minimum Daily Balance to avoid monthly service charge $125,000 $1,000 $1,000
Service Charge $25/month  $10/month $10/month
Visa® Business Card/ATM card Yes Yes No
Checks
Yes Free intro pack of checks (limited style) Limited
Free Online Banking Yes Yes Yes
Free Online Bill Pay Yes Yes Yes
Free E-Statements Yes Yes Yes
Learn More Business Elite Checking Business Interest Checking Business Money Market