Investor Relations

Dear Stockholder,

We are pleased to report record earnings for PSB Holding Corp during the first six months ending on June 30, 2018. We continue to make great strides in delivering on the banks strategic plan to increase total assets and expand our footprint into new markets. Below recaps our unaudited 2018 financial achievements.

The most recent private stock trade reported to us was $56.00 per share. As of June 30, 2018, the book value per share increased to $59.72 and earnings per share (unaudited and annualized) was $6.09. The market price represents 94% of our book value and our stock has a P/E multiple of 9.20X.

The Provident team has been working diligently on branch expansion projects and we are excited to announce the opening of a Loan Production Office in Lewes, Delaware this fall. In 2019 we will open our first full service branch in Salisbury on Mount Hermon Road. In the coming months we are expanding the parking lot and drive through lanes at our Denton location for easier access to the branch.     


We encourage you to access the investor relations section on the PSB website for quarterly financial updates. Please check us out at


We would like to take this opportunity to thank all of our employees and directors for all of their hard work and support. Additionally, we would like to thank you, the stockholders, for your financial commitment and support of our community bank as we continue to grow. Please join us on Saturday, May 4, 2019, at 10am for our 2019 Annual Stockholder Meeting. We look forward to sharing updates about our exciting future and give you the opportunity to ask questions and provide feedback. We sincerely encourage your participation and input.



Gregory W. Johnson, President

Melissa Quirk, CEO


PSB 2017 Annual Report

PSB 2016 Annual Report

Financial Statements

June 2018

March 2018